Privacy Policy for Moneymithra Chits Pvt. Ltd.

Moneymithra Chits Pvt. Ltd. respects your privacy and is committed to protecting the personal information that you share with us. This Privacy Policy outlines how we collect, use, store, and protect your personal information when you visit our website, www.moneymithrachits.com (the “Site”), and use the services provided through the Site.

By accessing or using the Site, you agree to the collection and use of your personal information in accordance with this Privacy Policy.

1. Information We Collect

We may collect and process the following types of information:

• Personal Information: When you visit our Site, register for an account, or interact with our services, we may collect personal information such as your name, address, email address, phone number, date of birth, identity verification details, bank account details, and other information necessary to provide our services to you.
• Usage Data: We may collect data about how you use our Site, including your IP address, browser type, device information, pages visited, links clicked, and other related activity.
• Cookies and Tracking Technologies: We use cookies and similar technologies to track your activity on our Site. Cookies are small files stored on your device that help us enhance user experience, analyze trends, and gather demographic information. You may disable cookies through your browser settings, but doing so may limit your use of some features on our Site.

2. How We Use Your Information

We use your personal data for purposes including:

• To provide, operate, and improve our services.
• To process your registration and manage your account.
• To communicate with you regarding your account, our services, or any updates to our terms, policies, and privacy practices.
• To process payments and fulfill transactions.
• To detect, prevent, and address technical issues or fraud.
• To comply with legal obligations, including those related to anti-money laundering (AML) and know your customer (KYC) regulations.
• To send promotional materials or newsletters, provided you have consented to receive such communications.

3. Sharing Your Information

We will not sell, rent, or share your personal information with third parties except in the following cases:

• Service Providers: We may share your information with trusted third-party service providers who assist us in operating our Site, processing payments, or delivering services. These third parties are contractually bound to protect your information.
• Legal Requirements: We may disclose your information if required by law, or in response to a valid legal request (e.g., a subpoena, court order, or government investigation).
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the new entity.

We do not sell your data to third parties.

4. Data Retention

We will retain your personal information for as long as necessary to fulfil the purposes outlined in this Privacy Policy, or as required by law. If you wish to request the deletion of your personal information, please contact us at the details below.

5. Security of Your Information

We use commercially reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, please be aware that no method of transmission over the internet or method of electronic storage is 100% secure. While we strive to use acceptable means to protect your personal information, we cannot guarantee its absolute security.

6. Your Rights and Choices

Depending on your location and applicable laws, you may have the right to:

• Access or correct your personal information.
• Request the deletion of your personal information.
• Opt out of receiving promotional communications.
• Withdraw consent where you have previously provided consent to the processing of your personal information.

To exercise any of these rights, please contact us using the contact information provided
below.

7. Children’s Privacy

Our Site is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected personal information from a child under 18, we will take steps to delete such information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any updates will be posted on this page, and the “Effective Date” at the top of the Privacy Policy will be revised accordingly. We encourage you to review this Privacy Policy periodically.

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Moneymithra Chits Pvt. Ltd.
#2899/3A, CH 12, 1st floor 1st cross Pampathi road Saraswathipuram Mysore – 570009

info@moneymithrachits.com

By using our Site, you acknowledge that you have read and understood this Privacy Policy.